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Putting Your Tax Refund to Good Use

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It’s everyone’s favorite time of year – tax season! Well perhaps not everyone’s, however if you are one of the lucky ones who will receive a sizable tax return we have some tips to ensure you are putting your money to good use:

  • Pay down your debt: Have outstanding credit cards or loans (student, car, personal, etc)? Since your tax return is one of the biggest lump sums of money you receive all year – consider paying down your balances (plus it can improve your credit score).
  • Begin an emergency fund: Natural disasters, the loss of a job, unexpected home or auto accidents – these things can happen without warning. It’s recommended to have a savings/emergency fund that can cover at least six – nine months of living expenses should you find yourself in an unfortunate situation.
  • Spruce up your home: Putting money towards home improvements can both increase the value of your property and make your home more cost-effective and comfortable. Consider upgrading to energy-efficient appliances (if you haven’t already) to save on your energy bills!

However you plan to spend your tax refund, be sure to address any needs before tackling your list of wants. If you’d like to discuss your options in home improvement – give Patterson Plumbing and Heating a call! Both our bathroom and kitchen remodeling divisions, as well as our experts in the plumbing, heating, and air conditioning categories are well equipped to improve your home. Get FAST, friendly, courteous service from trained plumbers, drain, heating and air technicians, call 719-544-4922.

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